Health Insurance Guides & Articles

Featured articles

How to Choose the Right Health Coverage in 2026: A Decision Guide

A step-by-step 2026 decision guide to choosing health coverage: qualifying life events, Medicaid, marketplace plans, and when short-term coverage fits.

Matthew T. Giberti 3 min read

Short-Term Medical vs. ACA Marketplace Plans: How to Choose in 2026

Short-term health insurance or an ACA marketplace plan? A 2026 side-by-side comparison of coverage, cost help, pre-existing conditions, and when each fits.

3 min read

What Is Fixed Indemnity Insurance? A Plain-English Guide

Fixed indemnity insurance pays a set cash amount per covered event or day, regardless of your actual bills. Here's how it works and what it doesn't replace.

4 min read

Latest articles

How ACA Subsidies Work: Premium Tax Credits and Cost-Sharing Reductions

ACA subsidies work two ways: premium tax credits lower your monthly cost, and cost-sharing reductions cut out-of-pocket costs. Here's how each one works.

4 min read

Health Insurance Between Jobs: Your 2026 Options

Lost or leaving a job? Your 2026 options for health coverage between jobs — a Special Enrollment Period, COBRA, Medicaid, and when short-term coverage fits.

3 min read

Is Short-Term Health Insurance Worth It? What It Covers and What It Doesn't

Is short-term health insurance worth it? An honest 2026 look at what it covers, what it excludes, who it fits, and how it compares to an ACA marketplace plan.

3 min read

Red Flags: How to Spot a Health Plan That Isn't Comprehensive Coverage

Learn the red flags that signal a health plan isn't comprehensive coverage: 'just like Obamacare' claims, missing MEC disclosures, vague duration, and more.

3 min read

Missed Open Enrollment? How to Get Health Coverage in 2026

Missed Open Enrollment for 2026? You may still get covered — a Special Enrollment Period, Medicaid, an employer or spouse plan, and when short-term fits.

4 min read

Turning 26 and Aging Off a Parent's Plan: What to Do

Turning 26 and losing your parent's health plan in 2026? It's a qualifying life event — get a Special Enrollment Period, Medicaid, or an employer plan.

4 min read

Self-Employed Health Insurance: A 2026 Options Guide

Self-employed and buying your own health insurance in 2026? Compare ACA marketplace subsidies, Medicaid, a spouse's plan, and supplemental products.

4 min read

Extended Short-Term Plans vs. ACA Marketplace Coverage: A 2026 Comparison

Extended short-term plans or ACA marketplace coverage in 2026? Compare duration, guaranteed issue, subsidies, and pre-existing conditions to see which fits.

4 min read

Articles & Insights

Featured articles

Latest articles